Frequently Asked Questions?

What is a Notary Public?

A notary is a public servant whose office exists as a measure to help protect the public from fraud.  

A California notary public’s power and authority comes from the State of California and is appointed and commissioned by California’s Secretary of State. A California notary public must act in an impartial, unbiased and disinterested manner since the position is a privilege that results from being given a public office.

To become an officer of the state, a notary public must complete and pass a curriculum as well as a state standardized test. The would-be notary must also go through an FBI and California Department of Justice background check.

A notary is not a licensed attorney, cannot give legal advice or assist in filling out any forms or paperwork.

FAQ

What do I need at the signing?

  • All signers must appear before the notary.
  • If any documents need a witness, they must be present at the time of the document signing.
  • All documents must be completely filled out prior to the appointment.
  • Most documents are to be signed in front of the notary. Inquire before completing your paperwork.
  • You must have current governement issued photo ID or the ID must be issued within five years.
  • If ID is not available, two credible witnesses, with current ID and known to you, may be used under oath 

Does a notarization mean that a document is "true" or "legal"? 

No. The signers are responsible for the content of the notarized documents.  A Mobile Notary Public is not responsible for the accuracy or legality of documents in order to notarize.. A Mobile Notary Public may not give legal advice. A Mobile Notary Public can only certify the identity of signers and ensure that there are no blank within the pages.

Are all document able to be notarized? 

No, a mobile notary public does not notarize documents which have fax/scanned signatures, documents with photographs, or copies of documents such as academic records, birth certificates, and passports. 

Can Foreign Documents be Notarized?

Documents in a foreign language may be notarized in California.  The notary is not responsible for the content and is responsible only  in making sure there are no unfilled blankspaces and that signatures are in place.

Does a notarized document ever expire? 

The notarization of any document does not expire itself.

Can a notary refuse to notarize?

The notary will inspect the identification, interview the signer briefly and peruse the entire document for blanks, dates and signature lines.

 A notary may refuse to notarize

  • If the ID appears fraudulent or does not match the name on the signature line.
  • if the signer appears to be under duress, incapable of communicating properly or does not understand what they are signing
  • If the document appears to be incomplete.

What is a Loan Signing Agent?

A Signing Agent has extended their knowledge to include Real Estate, Title and Loan documents by going through extensive training classes, testing and also must be a commissioned/appointed Notary Public.

For lenders and title companies, Notary Signing Agents are the critical final link to complete the loan. A Notary Signing Agent is hired as an independent contractor to ensure that real estate loan documents are executed by the borrower, notarized and returned for processing on time. Completing this critical part of the loan process enables the loan to be funded.

© Copyright 2022 Heather Reinhold. 

 

DISCLAIMER: I am a Notary Public bound by the laws of the State of California. A Notary Public is not a legal representative and/or attorney licensed to practice law. I cannot give you any legal advice and cannot assist you in filling out any forms or documents.

Should you have any questions or concerns, consult with a professional and in your best interest, preferably one who speaks your language. 

Text or call Heather: 760-481-5126

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